Going for a Trip? Did you Buy Travel Insurance?

If you are planning for a trip (abroad or in your home country) or going for a holiday it is important you buy a travel insurance to cover many risks associated with travel, such as health problems or accidents during travel. There is always a risk while traveling, especially to other countries, as you are not familiar with the place you are going to travel. The health risk is higher if you are traveling from developed to developing countries due to lack of health care facilities. The risk of accidents is also higher in developing countries due to lack of planning and available facilities.

But make sure the risk you want to cover is covered by the insurance you buy. To be sure of that, you must read the contract before buying the travel insurance. Always buy travel insurance from reputed travel insurance companies and not from travel agents or tour operators or cruiseliners, as they may not provide you with the cover you need. Travel insurance can be said to be a type of health insurance with addition non health coverage, which every traveler should have.

If you are planning for international travel, be sure to learn as much as possible about the country you are going to visit. Learn about the infectious diseases endemic in those areas and take preventive measures such as vaccines, if available for that disease or chemoprophylaxis for the duration of travel. You should also learn few more things, other than health problems such as learning a few words of local language, food habits, culture and tradition etc.

If you do not have travel insurance, you might face many problems and your trip may be memorable. There are many aspects your travel insurance company will handle such as loss of baggage (essential items will be replaced urgently by the company). The additional cost of buying travel insurance is approximately 5-7% of the cost of travel and with that amount of money you can buy enjoyment and memorable trip.

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